Embarking on a self-build project is an exciting adventure, and we’re here to help you finance your dream home. Our expert team specialise in self-build mortgages, guiding you through the unique process of securing funding tailored to your specific needs. Let’s turn your vision into reality together!
We can research the market for you to find the right mortgage deal for you at best possible rate
We can offer clear, concise advice as we guide you through the step-by-step process
Provide you with a clear outline of the options available so you can make the choice that’s right for you
We can approach some of Ireland’s top lenders on your behalf, so you don’t need to make multiple applications
Provide a one-stop-shop for all your Financial Planning needs, from Life Cover and Mortgage Protection to you pension, savings and investments.
“Hassle Free From start to finish our Mortgage application was hassle free. Ross was on hand with any query. We feared this process so much but it was made clear and easy with the help and guidance of Ross and the Team in IPF ”
Caitriona Kiely
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Enjoy 100% of your savings!
It’s a proportion of the house value, so the deposit amount will depend on the price of the property you want to buy.
In Ireland you’ll need a deposit of at least:
With a fixed rate mortgage, your interest rate and monthly repayments are fixed for a set time as agreed between the lender and borrower.
A variable rate mortgage is a rate that can vary during the life of the mortgage. If interest rates rise, the monthly payments will increase.
LTV stands for ‘loan to value’, which simply means how the size of the loan compares to the overall value of the property. For example, if the property value is €200,000 and the loan is for €150,000, then the LTV is 75%.
It is a mortgage broker’s job to make your home buying journey as stress-free as possible. We have access to a wide range of lenders and will help you choose the best deal for your situation. We will liaise directly with the lender on your behalf and be with you every step of the way until you get the keys to your new home.
If you would like to start your application or just want to more about the process you can contact our mortgage team on the below. Call our Mortgage Advisor, Ross Gaynor, on: 087 922 9627 Email our Ross directly at: ross@ipf.ie.
Warning: If you do not keep up your repayments you may lose your home Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Warning: You may have to pay charges if you pay off a fixed-rate loan early. Warning: This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term. Warning: The cost of your monthly repayments may increase. Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period.
