Starting Out

Building your financial future, together

Lady with a dog

Starting out in your career is an exciting time, and managing your finances wisely from the beginning can set you up for long-term success.

Financial Planning in the early stages of your career

Set Financial Goals

Define your short-term and long-term goals, giving you a clear target to work towards and keep you motivated.

Get to know your 
Main Scheme benefits


Access to the superannuation scheme as a Public Sector employee, and to understand and utilise these benefits.

Start Saving for Retirement


Small contributions to your pension savings at an early stage relieves financial pressure in the future and grants you a tax relief.

Build an 
Emergency Fund


Saving at least 3-6 months’ worth of expenses in an easily accessible account that can cover unexpected costs and provide a financial cushion.

Our Services

One-to-One Consultations


Book a financial planning meeting (virtual or in-person) with one of our qualified Advisors.

Access to the Public Sector Group AVC Scheme


We can guide you through how the scheme works, the process for joining and the tax relief available.

Ongoing service 
and reviews


As an IPF client, you can gain access to regular updates and reviews of your retirement plan.

IPF Service Centre


Our clients can call and have their queries and questions dealt with by a Qualified Financial Advisor with expertise in the Public Sector Superannuation Scheme.

Hear what some of our lovely clients have to say about their experience

“I had a review with Alison Dunne for my AVC’s. I am not great with all things financial, and Alison is always so patient with me and explains everything clearly in simple terms for me to understand. She is always there when I need her to ask any questions.”

Lesley Murphy


Public Appointments Service
WHY IPF?

We give smart financial advice plain and simple that works for you

30+Years working with Public Sector staff



28k+Current Policyholders



90+Staff Members



€1bin funds under management

Contact us

Ready to have 
a conversation?

Starting Out

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